Transaction Banking

FDIC-Insured—Backed by the full faith and credit of the U.S. GovernmentAt Goldman Sachs, FDIC insurance applies only to deposits held in the U.S. at Goldman Sachs Bank USA.

Transaction

Banking (TxB™)

Goldman Sachs Transaction Banking’s platform provides clients an API-first approach to automating their corporate treasury operations.

Integration

Integrate with TxB’s platform via SFTP, API, SWIFT, and ERP/TMS systems, providing flexible integration options into existing treasury workflows.

Payments

Develop modern, automated payment experiences leveraging TxB APIs to send, receive, and manage payments and accounts globally.

Reporting

Track real-time¹ ledger activity, and download reports for intraday or end of day reconciliation or monthly statements.

Strategically manage liquidity with Virtual Accounts

TxB’s APIs allow you to create, update, and delete virtual accounts. Virtual Account APIs help clients better track money movement, providing real-time¹ visibility and centralization of funds, without the latency of manual reconciliation.

Send payments globally using one API

TxB’s APIs allow you to execute domestic and foreign currency payments across ACH, Wire, and real-time rails. TxB’s Single Payment API is rail agnostic, so clients don’t need to implement additional APIs.

Real-time ledger visibility

TxB’s APIs allow clients to track changes to their account ledgers, including balances and transactions, ensuring their treasury position is accurately reflected. Transaction data is available for real-time¹, intraday, or previous day reporting.

1 API

Payments API that is rail agnostic, so clients don’t need to implement additional APIs

40+ APIs

Currently available for clients to test in the Sandbox

100%

TxB was built 100% in the cloud

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Transaction Banking services are offered by Goldman Sachs Bank USA (“GS Bank”). GS Bank is a New York State chartered bank, a member of the Federal Reserve System and a Member FDIC.

Mosaic is a service mark of Goldman Sachs & Co. LLC. This service is made available in the United States by Goldman Sachs & Co. LLC and outside of the United States by Goldman Sachs International, or its local affiliates in accordance with applicable law and regulations. Goldman Sachs International and Goldman Sachs & Co. LLC are the distributors of the Goldman Sachs Funds. Depending upon the jurisdiction in which you are located, transactions in non-Goldman Sachs money market funds are affected by either Goldman Sachs & Co. LLC, a member of FINRA, SIPC and NYSE, or Goldman Sachs International. For additional information contact your Goldman Sachs representative. Goldman Sachs & Co. LLC, Goldman Sachs International, Goldman Sachs Liquidity Solutions, Goldman Sachs Asset Management, L.P., and the Goldman Sachs funds available through Goldman Sachs Liquidity Solutions and other affiliated entities, are under the common control of the Goldman Sachs Group, Inc.

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