Transaction Banking

FDIC-Insured—Backed by the full faith and credit of the U.S. GovernmentAt Goldman Sachs, FDIC insurance applies only to deposits held in the U.S. at Goldman Sachs Bank USA.

Transaction

Banking (TxB™)

Goldman Sachs Transaction Banking’s platform provides clients an API-first approach to automating their corporate treasury operations.

Integration

Integrate with TxB’s platform via SFTP, API, SWIFT, and ERP/TMS systems, providing flexible integration options into existing treasury workflows.

Payments

Develop modern, automated payment experiences leveraging TxB APIs to send, receive, and manage payments and accounts globally.

Reporting

Track real-time¹ ledger activity, and download reports for intraday or end of day reconciliation or monthly statements.

Strategically manage liquidity with Virtual Accounts

TxB’s APIs allow you to create, update, and delete virtual accounts. Virtual Account APIs help clients better track money movement, providing real-time¹ visibility and centralization of funds, without the latency of manual reconciliation.

Send payments globally using one API

TxB’s APIs allow you to execute domestic and foreign currency payments across ACH, Wire, and real-time rails. TxB’s Single Payment API is rail agnostic, so clients don’t need to implement additional APIs.

Real-time ledger visibility

TxB’s APIs allow clients to track changes to their account ledgers, including balances and transactions, ensuring their treasury position is accurately reflected. Transaction data is available for real-time¹, intraday, or previous day reporting.

1 API

Payments API that is rail agnostic, so clients don’t need to implement additional APIs

40+ APIs

Currently available for clients to test in the Sandbox

100%

TxB was built 100% in the cloud

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Get in touch with Goldman Sachs Transaction Banking

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GS DAP® is owned and operated by Goldman Sachs. This site is for informational purposes only and does not constitute an offer to provide, or the solicitation of an offer to provide access to or use of GS DAP®. Any subsequent commitment by Goldman Sachs to provide access to and / or use of GS DAP® would be subject to various conditions, including, amongst others, (i) satisfactory determination and legal review of the structure of any potential product or activity, (ii) receipt of all internal and external approvals (including potentially regulatory approvals); (iii) execution of any relevant documentation in a form satisfactory to Goldman Sachs; and (iv) completion of any relevant system / technology / platform build or adaptation required or desired to support the structure of any potential product or activity. All GS DAP® features may not be available in certain jurisdictions. Not all features of GS DAP® will apply to all use cases. Use of terms (e.g., "account") on GS DAP® are for convenience only and does not imply any regulatory or legal status by such term.

¹ Real-time data can be impacted by planned system maintenance, connectivity or availability issues stemming from related third-party service providers, or other intermittent or unplanned technology issues.

Transaction Banking services are offered by Goldman Sachs Bank USA (“GS Bank”) and its affiliates. GS Bank is a New York State chartered bank, a member of the Federal Reserve System and a Member FDIC. For additional information, please see Bank Regulatory Information.

Certain solutions and Institutional Services described herein are provided via our Marquee platform. The Marquee platform is for institutional and professional clients only. This site is for informational purposes only and does not constitute an offer to provide the Marquee platform services described, nor an offer to sell, or the solicitation of an offer to buy, any security. Some of the services and products described herein may not be available in certain jurisdictions or to certain types of clients. Please contact your Goldman Sachs sales representative with any questions. Any data or market information presented on the site is solely for illustrative purposes. There is no representation that any transaction can or could have been effected on such terms or at such prices. Please see https://www.goldmansachs.com/disclaimer/sec-div-disclaimers-for-electronic-comms.html for additional information.

Mosaic is a service mark of Goldman Sachs & Co. LLC. This service is made available in the United States by Goldman Sachs & Co. LLC and outside of the United States by Goldman Sachs International, or its local affiliates in accordance with applicable law and regulations. Goldman Sachs International and Goldman Sachs & Co. LLC are the distributors of the Goldman Sachs Funds. Depending upon the jurisdiction in which you are located, transactions in non-Goldman Sachs money market funds are affected by either Goldman Sachs & Co. LLC, a member of FINRA, SIPC and NYSE, or Goldman Sachs International. For additional information contact your Goldman Sachs representative. Goldman Sachs & Co. LLC, Goldman Sachs International, Goldman Sachs Liquidity Solutions, Goldman Sachs Asset Management, L.P., and the Goldman Sachs funds available through Goldman Sachs Liquidity Solutions and other affiliated entities, are under the common control of the Goldman Sachs Group, Inc.

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