BAI Codes
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This section details a summary of the BAI record codes and tables containing the account type codes for balances as well as all GS supported transaction type codes
BAI Summary of Record Codes
| Record Code | Name | Purpose |
|---|---|---|
| 01 | File Header | Begins File |
| 02 | Group Header | Begins Group |
| 03 | Account Identifier | Begins Account |
| 16 | Transaction Detail | |
| 49 | Account Trailer | Ends Account |
| 98 | Group Trailer | Ends Group |
| 99 | File Trailer | Ends File |
Details of Account Type Codes
| Type Code | Description | Amount | Item Count |
|---|---|---|---|
| 010 | Opening Balance (Available in EOD Reports) | Opening Balance | NA |
| 015 | Closing Balance (Available in EOD Reports) | Closing Balance | NA |
| 060 | Current Available Balance (Available in Intraday Reports) | Available Balance | NA |
| 100 | Total Credits | NA | Count of Credits |
| 400 | Total Debits | NA | Count of Debits |
Details of Transaction Type Codes
| Code | Transaction Type | Credit/Debit |
|---|---|---|
| 142 | ACH Credit Receipt | Credit |
| 165 | ACH Debit Collection | Credit |
| 257 | ACH Credit Payment Return | Credit |
| 257 | ACH Debit Payment Return | Credit |
| 261 | ACH Credit Reject | Credit |
| 447 | ACH Credit Payment | Debit |
| 451 | ACH Debit Payment | Debit |
| 557 | ACH Credit Receipt Return | Debit |
| 557 | ACH Debit Collection Return | Debit |
| 561 | ACH Debit Reject | Debit |
| 195 | Transfer | Credit |
| 195 | Incoming Wire | Credit |
| 495 | Outgoing Wire | Debit |
| 195 | Term Deposit Maturity | Credit |
| 266 | Outgoing Wire Return | Credit |
| 275 | Cash Concentration | Credit |
| 275 | Cash Concentration - Incoming Wire | Credit |
| 277 | Cash Concentration - Interest | Credit |
| 575 | Cash Concentration | Debit |
| 575 | Cash Concentration - Outgoing Wire | Debit |
| 577 | Cash Concentration - Interest | Debit |
| 195 | Interest Transfer | Credit |
| 354 | Interest Adjustment | Credit |
| 495 | Interest Transfer | Debit |
| 654 | Overdraft Interest | Debit |
| 654 | Interest Adjustment | Debit |
| 354 | Overdraft Interest Adjustment | Credit |
| 398 | Fee Return | Credit |
| 398 | Fee Adjustment | Credit |
| 495 | Term Deposit Maturity | Debit |
| 654 | Overdraft Interest Adjustment | Debit |
| 475 | Check Paid | Debit |
| 175 | Check Deposited | Credit |
| 255 | Check Returned | Credit |
| 495 | Transfer | Debit |
| 698 | Fee Payment | Debit |
| 698 | Fee Adjustment | Debit |
| 495 | FPS Outgoing | Debit |
| 195 | FPS Incoming | Credit |
| 266 | FPS Return | Credit |
| 252 | FPS Reversal | Debit |
| 266 | FPS Reject | Credit |
| 195 | RTP Incoming | Credit |
| 447 | BACS Credit Payment | Debit |
| 261 | BACS Credit Reject | Credit |
| 257 | BACS Credit Payment Return | Credit |
| 142 | BACS Credit Receipt | Credit |
| 557 | BACS Credit Receipt Return | Debit |
| 165 | BACS Debit Collection | Credit |
| 561 | BACS Debit Reject | Debit |
| 557 | BACS Debit Collection Return | Debit |
| 451 | BACS Debit Payment | Debit |
| 257 | BACS Debit Payment Return | Credit |
| 258 | BACS Credit Reversal | Credit |
| 558 | BACS Debit Reversal | Debit |
| 447 | SEPA Credit Payment | Debit |
| 261 | SEPA Credit Reject | Credit |
| 257 | SEPA Credit Payment Return | Credit |
| 142 | SEPA Credit Receipt | Credit |
| 195 | Incoming CHAPS | Credit |
| 495 | Outgoing CHAPS | Debit |
| 266 | Outgoing CHAPS Return | Credit |
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