BAI Codes

This section details a summary of the BAI record codes and tables containing the account type codes for balances as well as all GS supported transaction type codes

BAI Summary of Record Codes

Record CodeNamePurpose
01File HeaderBegins File
02Group HeaderBegins Group
03Account IdentifierBegins Account
16Transaction Detail
49Account TrailerEnds Account
98Group TrailerEnds Group
99File TrailerEnds File

Details of Account Type Codes

Type CodeDescriptionAmountItem Count
010Opening Balance (Available in EOD Reports)Opening BalanceNA
015Closing Balance (Available in EOD Reports)Closing BalanceNA
060Current Available Balance (Available in Intraday Reports)Available BalanceNA
100Total CreditsNACount of Credits
400Total DebitsNACount of Debits

Details of Transaction Type Codes

CodeTransaction TypeCredit/Debit
142ACH Credit ReceiptCredit
165ACH Debit CollectionCredit
257ACH Credit Payment ReturnCredit
257ACH Debit Payment ReturnCredit
261ACH Credit RejectCredit
447ACH Credit PaymentDebit
451ACH Debit PaymentDebit
557ACH Credit Receipt ReturnDebit
557ACH Debit Collection ReturnDebit
561ACH Debit RejectDebit
195Incoming WireCredit
495Outgoing WireDebit
195Term Deposit MaturityCredit
266Outgoing Wire ReturnCredit
275Cash ConcentrationCredit
275Cash Concentration - Incoming WireCredit
277Cash Concentration - InterestCredit
575Cash ConcentrationDebit
575Cash Concentration - Outgoing WireDebit
577Cash Concentration - InterestDebit
195Interest TransferCredit
354Interest AdjustmentCredit
495Interest TransferDebit
654Overdraft InterestDebit
654Interest AdjustmentDebit
354Overdraft Interest AdjustmentCredit
398Fee ReturnCredit
398Fee AdjustmentCredit
495Term Deposit MaturityDebit
654Overdraft Interest AdjustmentDebit
475Check PaidDebit
175Check DepositedCredit
255Check ReturnedCredit
698Fee PaymentDebit
698Fee AdjustmentDebit
495FPS OutgoingDebit
195FPS IncomingCredit
266FPS ReturnCredit
252FPS ReversalDebit
266FPS RejectCredit
195RTP IncomingCredit
447BACS Credit PaymentDebit
261BACS Credit RejectCredit
257BACS Credit Payment ReturnCredit
142BACS Credit ReceiptCredit
557BACS Credit Receipt ReturnDebit
165BACS Debit CollectionCredit
561BACS Debit RejectDebit
557BACS Debit Collection ReturnDebit
451BACS Debit PaymentDebit
257BACS Debit Payment ReturnCredit
258BACS Credit ReversalCredit
558BACS Debit ReversalDebit
447SEPA Credit PaymentDebit
261SEPA Credit RejectCredit
257SEPA Credit Payment ReturnCredit
142SEPA Credit ReceiptCredit
195Incoming CHAPSCredit
495Outgoing CHAPSDebit
266Outgoing CHAPS ReturnCredit

This site is for informational purposes only and does not constitute an offer to sell, or the solicitation of an offer to buy, any security. The Goldman Sachs Marquee® platform is for institutional and professional clients only. Some of the services and products described on this site may not be available in certain jurisdictions or to certain types of client. Please contact your Goldman Sachs sales representative with any questions. Nothing on this site constitutes an offer, or an invitation to make an offer from Goldman Sachs to purchase or sell a product. This site is given for purely indicative purposes and does not create any contractual relationship between you and Goldman Sachs. Any market information contained on the site (including but not limited to pricing levels) is based on data available to Goldman Sachs at a given moment and may change from time to time. There is no representation that any transaction can or could have been effected on such terms or at such prices. Please see for additional information. © 2023 Goldman Sachs. All rights reserved.
Transaction Banking services are offered by Goldman Sachs Bank USA (“GS Bank”). GS Bank is a New York State chartered bank, a member of the Federal Reserve System and a Member FDIC. © 2023 Goldman Sachs. All rights reserved.
Not all products and functionality mentioned on this website are currently available through our API platform.
All loans and deposit products are provided by Goldman Sachs Bank USA, Salt Lake City Branch. Member FDIC.
Brokerage and investment advisory services offered by our investment products are provided by Goldman Sachs & Co. LLC (`‘GS&CO.`’), which is an SEC registered broker-dealer and investment adviser, and member FINRA/SIPC. Research our firm at FINRA's BrokerCheck. Custody and clearing services are provided by Apex Clearing Corporation, a registered broker-dealer and member FINRA/SIPC. Please consider your objectives before investing. A diversified portfolio does not ensure a profit or protect against a loss. Past performance does not guarantee future results. Investment outcomes and projections are forward-looking statements and hypothetical in nature. Neither this website nor any of its contents shall constitute an offer, solicitation, or advice to buy or sell securities in any jurisdictions where GS&Co. is not registered. Any information provided prior to opening an investment account is on the basis that it will not constitute investment advice and that GS&Co. is not a fiduciary to any person by reason of providing such information. For more information about our investment offerings, visit our Full Disclosures.