BAI Codes

This section details a summary of the BAI record codes and tables containing the account type codes for balances as well as all GS supported transaction type codes

BAI Summary of Record Codes

Record CodeNamePurpose
01File HeaderBegins File
02Group HeaderBegins Group
03Account IdentifierBegins Account
16Transaction Detail
49Account TrailerEnds Account
98Group TrailerEnds Group
99File TrailerEnds File

Details of Account Type Codes

Type CodeDescriptionAmountItem Count
010Opening Balance (Available in EOD Reports)Opening BalanceNA
015Closing Balance (Available in EOD Reports)Closing BalanceNA
060Current Available Balance (Available in Intraday Reports)Available BalanceNA
100Total CreditsNACount of Credits
400Total DebitsNACount of Debits

Details of Transaction Type Codes

CodeTransaction TypeCredit/Debit
142ACH Credit ReceiptCredit
165ACH Debit CollectionCredit
257ACH Credit Payment ReturnCredit
257ACH Debit Payment ReturnCredit
261ACH Credit RejectCredit
447ACH Credit PaymentDebit
451ACH Debit PaymentDebit
557ACH Credit Receipt ReturnDebit
557ACH Debit Collection ReturnDebit
561ACH Debit RejectDebit
195Incoming WireCredit
495Outgoing WireDebit
195Term Deposit MaturityCredit
266Outgoing Wire ReturnCredit
275Cash ConcentrationCredit
275Cash Concentration - Incoming WireCredit
277Cash Concentration - InterestCredit
575Cash ConcentrationDebit
575Cash Concentration - Outgoing WireDebit
577Cash Concentration - InterestDebit
195Interest TransferCredit
354Interest AdjustmentCredit
495Interest TransferDebit
654Overdraft InterestDebit
654Interest AdjustmentDebit
354Overdraft Interest AdjustmentCredit
398Fee ReturnCredit
398Fee AdjustmentCredit
495Term Deposit MaturityDebit
654Overdraft Interest AdjustmentDebit
475Check PaidDebit
175Check DepositedCredit
255Check ReturnedCredit
698Fee PaymentDebit
698Fee AdjustmentDebit
495FPS OutgoingDebit
195FPS IncomingCredit
266FPS ReturnCredit
252FPS ReversalDebit
266FPS RejectCredit
195RTP IncomingCredit
447BACS Credit PaymentDebit
261BACS Credit RejectCredit
257BACS Credit Payment ReturnCredit
142BACS Credit ReceiptCredit
557BACS Credit Receipt ReturnDebit
165BACS Debit CollectionCredit
561BACS Debit RejectDebit
557BACS Debit Collection ReturnDebit
451BACS Debit PaymentDebit
257BACS Debit Payment ReturnCredit
258BACS Credit ReversalCredit
558BACS Debit ReversalDebit
447SEPA Credit PaymentDebit
261SEPA Credit RejectCredit
257SEPA Credit Payment ReturnCredit
142SEPA Credit ReceiptCredit
195Incoming CHAPSCredit
495Outgoing CHAPSDebit
266Outgoing CHAPS ReturnCredit

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