ACH Transaction File Examples

Example 1:Domestic ACH Credit Transfer (CCD/PPD)


101 02601507911223344552006011330A094101GS BANK USA            YOUR COMPANY NAME      REF123AB
5220ALPHA COMPANY                       1234567890CCDPAYROLL   JUN 20200701   1026015070000001
632111122223123456789        0000100000AB156325       JACK SMITH              0026015070000001
632111122223123456789        0000100000AB156325       JACK SMITH              0026015070000002
632111122223123456789        0000100000AB156325       JACK SMITH              0026015070000003
822000000300333366660000000000000000003000001234567890                         026015070000001
5220ALPHA COMPANY                       1234567890PPDPAYROLL   JUN 20200701   1026015070000002
632111122223123456789        0000100000AB156325       JACK SMITH              0026015070000011
632111122223123456789        0000100000AB156325       JACK SMITH              0026015070000012
822000000200222244440000000000000000002000001234567890                         026015070000002
5220ALPHA COMPANY                       1234567890PPDPAYROLL   JUN 20200701   1026015070000003
632111122223123456789        0000100000AB156325       JACK SMITH              0026015070000101
632111122223123456789        0000100000AB156325       JACK SMITH              0026015070000102
822000000200222244440000000000000000002000001234567890                         026015070000003
9000003000002000000070077785554000000000000000000700000

Example 2:Domestic ACH Direct Debit (WEB/TEL)


101 02601507911223344552006011330A094101GS BANK USA            YOUR COMPANY NAME      REF123AB
5225ALPHA COMPANY                       1234567890WEBECOMM ORDRJUN 20200701   1026015070000001
637111122223123456789        0000100000AB156325       JACK SMITH              0026015070000001
637111122223123456789        0000100000AB156325       JACK SMITH              0026015070000002
637111122223123456789        0000100000AB156325       JACK SMITH              0026015070000003
822500000300333366660000003000000000000000001234567890                         026015070000001
5225ALPHA COMPANY                       1234567890TELGAS BILL  JUN 20200701   1026015070000003
637111122223123456789        0000100000AB156325       JACK SMITH              0026015070000101
637111122223123456789        0000100000AB156325       JACK SMITH              0026015070000102
822500000200222244440000002000000000000000001234567890                         026015070000003
9000002000002000000050055561110000000500000000000000000

Example 3:Inbound IAT Credit Transfer


101 02601507911223344552006011330A094101GS BANK USA            YOUR COMPANY NAME      REF123AB
5220                VF2FXREF-12345678 US0123456789IATMISC REMITGBPUSD201215   1026015070000001
6220212023370009             000001000012-2200-345-1                          1026015070000001
710MIS000000000000007185XXX-11110000          JOHN SMITH                               0000001
711JANE PETERSEN                      10 CHERRY LANE                                   0000001
712LONDON\                            GB*SW155PU\                                      0000001
713LLOYDS UK                          02LOYDGB2LXXX                       GB           0000001
714JP MORGAN CHASE BANK               01021202337                         US           0000001
715JSMITH-123     123 WALNUT STREET                                                    0000001
716SUMMIT*NJ\                         US*07960\                                        0000001
717CHRISTMAS GIFT                                                                  00010000001
718BARCLAYS BANK UK                   02BARCGB22                          GB       00030000001
82200000100026015070000000000000000000100000123456789                          026015070000001                         
9000001000002000000100002601507000000000000000000010000

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ACH Transaction File Examples

Example 1:Domestic ACH Credit Transfer (CCD/PPD)

Example 2:Domestic ACH Direct Debit (WEB/TEL)

Example 3:Inbound IAT Credit Transfer

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