Payment Structure

Payment structures can be confusing, so below is a review of how payment and collections are structured with TxB APIs.

Level	Description	Potential Statuses
REQUEST LEVEL, identified by a `paymentRequestId` or `collectionRequestId`	The top-level envelope that wraps all individual payments or collections. Each paymentRequest contains 1 'funding' account, which can be a GS TxB Deposit account or a 3rd party bank account. Each collectionRequest contains 1 TxB account into which funds will be deposited. Once a request has been ACCEPTED, the individual payments and collections begin processing (and you can begin querying their status)	INITIATED, ACCEPTED, REJECTED
BATCH LEVEL	Our Payment APIs do not use Batches, so if you are only using our payments APIs then you can disregard Batches. In file based payments, batches allow you to put multiple sets of payments into a single file	ACCEPTED, PENDING, RELEASED, SETTLED
PAYMENT LEVEL, identified by a `paymentEndToEndId` or `collectionEndToEndId`	The individual payments or collections contained within the Request. TxB supports up to 500 individual payments or collections in a single request	ACCEPTED, PENDING, RELEASED, REJECTED, SETTLED

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