ISO Guide

ISO XML payment files and reports can be sent to / received from TxB via SFTP and SWIFT FileAct. Payment status files are sent via the same method of connectivity as chosen for payment instructions.

Pain.001

• The ISO 20022 payment initiation XML message for customer credit transfer initiation is the message that is used by an initiating party to request movement of funds from a debtor to a creditor. These specifications are based on the ISO 20022 XML Standards for Credit Transfer (available on www.iso.org)

Pain.002

• The ISO 20022 format for payment status is used to provide file and payment level statuses for all payments processed via GS Bank

• Following submission of payment instructions, GS will provide positive and negative payment status report that will be refreshed every 15 minutes

camt.05X

• The ISO 20022 format for deposit account balance and transaction reporting. These reports summarize a given account's current position and associated transactions, and they can be delivered intraday and/or at the end of a business day

Permitted Character Set & Other Field Population Rules:

Supported characters in ISO messages

• Alphabets [A-Za-z]
• Numerals [0-9]
• Space
• Special characters . , - ( ) / + ' = : ? @ _ # Cr Lf Space { ! " % & * ; < >

Supported characters for Card payments

• Alphabets [A-Za-z]
• Numerals [0-9]
• Space
• Special characters - ? : . , CrLf Space : @ # _! % *

Supported characters for US FedACH

• Alphabets [A-Za-z]
• Numerals [0-9]
• Space
• Special characters . , - ( ) / + ' = : ? @ _ # Cr Lf Space { ! " % & * ; < > | ~ ` $ ^ } [ \ ]
• Each field carries a fixed length and position as specified.