pain.001.001.03 Details

This page contains details of payment initiation file:

Tag Depth	XML Tag	Tag Name	Multiplicity	Format/Length	Usage
	CstmrCdtTrfInitn	Customer Credit Transfer Information	[1..1]
+	GrpHdr	Group Header	[1..1]
++	MsgId	MessageIdentification	[1..1]	Text/35	Unique id of file, verified by TxB and provided in pain.002
++	CreDtTm	CreationDateTime	[1..1]	ISODateTime	Date & time when message was created
++	Authstn	Authorisation	[0..1]
+++	Cd	Code	[1..1]	Code
+++	Prtry	(Or) Proprietary	[1..1]	Text/28
++	NbOfTxs	NumberOfTransactions	[1..1]	Text/0-91,15	Total number of transactions in the entire message
++	CtrlSum	Control Sum	O..1	DecimalNumber/ totalDigits: 18 fractionDigits: 17	Total instructed amount within the entire message. It's validated when provided
++	InitgPty	InitiatingParty	[1..1]
+++	Nm	Legal name of initiating party	[0..1]	Text/140
+++	Id	Identification	[1..1]
+++	OrgId	OrganisationIdentification	[1..1]
++++	Othr	Other	[1..*]
+++++	Id	Identitifcation	[1..1]	Text/35	Client ID issued by GS Bank

+	PmtInf	Payment Information	[1..n]		For USD ACH, this represents a batch of individual ACH transactions.
++	PmtInfId	PaymentInformationIdentification	[1..1]		For USD ACH, this represents a batch of individual ACH transactions.
++	PmtMtd	PaymentMethod	[1..1]	Code/Populate TRF or CHK
++	BtchBookg	BatchBooking	[0..1]	Indicator/(True/False)	Not used * All Domestic and Global Payment transactions are posted individually * All ACH payments are posted at a batch level
++	NbOfTxs	NumberOfTransactions	[0..1]	Text/0-91,15	Total number of transactions within a Payment Information batch
++	CtrlSum	ControlSum	[0..1]	QuantityTotalDigits: 18 FractionDigits: 17	Sum of instructed amount for transactions within the payment information batch
++	PmtTpInf	PaymentTypeInformation	[0..1]		Required at Payment(recommended) or Transaction Level.For USD ACH, Payment Type Information must be provided at the Payment (batch) level.
+++	InstrPrty	InstructionPriority	[0..1]		Not used except as below.For Payment Method=CHK, populate as “HIGH” to indicate same day check printing service. If used for this purpose, there must be only 1 occurrence of it
+++	SvcLvl	ServiceLevel	[0..1]		Mandatory when sending SEPA payments
+++	Cd	Code	[1..1]		Supported values: * SEPA: Mandatory for SEPA payments
+++	LclInstrm	LocalInstrument	[0..1]		Mandatory when sending BACS or US ACH payments Optional for other rails
++++	Cd	Code	[1..1]	Code/ExternalLocalInstrument1Code	For USD ACH payments, enter one of the following Standard Entry Class (SEC) codes: CCD PPD CTX
++++	Prtry	(Or) Proprietary	[1..1]	Text	* For BACS payments, enter "99" * For Real time payments, enter "REALTIME"
+++	CtgyPurp	CategoryPurpose	[0..1]		Conditional based on country payment instrument. If CtgyPurp is used, one of Cd or Prtry must be used.
++++	Cd	Code	[1..1]	Code/ExternalCategoryPurpose1Code	If Cd is populated, Prtry should not be populated.
++++	Prtry	(Or) Proprietary	[1..1]	Text/35	If Prtry is populated, Cd should not be populated.
++	ReqdExctnDt	RequestedExecutionDate	[1..1]	Date YYYY-MM-DD	Date of execution of transaction. Global Payments transactions can be up to two business days in the future. Domestic Wires, ACH and Checks can be up to thirty calendar days in the future. Realtime payments should be on same day
++	Dbtr	Debtor	[1..1]
+++	Nm	Name	[0..1]	Text/140	* For USD ACH payments, this field is mandatory and must contain a short name (max 16 char) for the originator that is easily recognizable by the receiver of the payment. If more than 16 chars are provided it will truncate. * Mandatory for SEPA payments
+++	PstlAdr	PostalAddress	[0..1]	Text/140
++++	Dept	Department	[0..1]	Text/70
++++	SubDept	SubDepartment	[0..1]	Text/70
++++	StrtNm	StreetName	[0..1]	Text/70
++++	BldgNb	BuildingNumber	[0..1]	Text/16
++++	PstCd	PostCode	[0..1]	Text/16
++++	TwnNm	TownName	[0..1]	Text/35
++++	CtrySubDvsn	CountrySubDivision	[0..1]	Text/35
+++++	Ctry	Country	[1..1]	ISO 3166, Alpha-2 code/A-Z2,2	For SEPA payments, this should be provided
+++++	AdrLine	AddressLine	[0..1]	Text/70	Up to 2 lines of Address are supported
+++	Id	Identification	[0..1]
++++	OrgId	OrganisationIdentification	[0..1]
+++++	Othr	Other	[0..1]
++++++	Id	Identification	[0..1]	Text/35	For USD ACH payments, this field is may contain the “Company Identification” as per NACHA rules. If used, the Company Identification provided must correspond to the identification setup for the Debtor Account.
+++	CtryOfRes	CountryOfResidence	[0..1]	ISO 3166, Alpha-2 code/[A-Z]{2,2}
+++	CtctDtls	ContactDetails	[0..1]
++++	NmPrfx	NamePrefix	[0..1]	CodeSet/Possible values * DOCT* MISS * MIST* MADM * MIKS
++++	Nm	Name	[0..1]	Text/140
++++	PhneNb	PhoneNumber	[0..1]	Text +[0-9]{1,3}-[0-9()+-]{1,30}
++++	MobNb	MobileNumber	[0..1]	Text +[0-9]{1,3}-[0-9()+-]{1,30}
++++	FaxNb	FaxNumber	[0..1]	Text +[0-9]{1,3}-[0-9()+-]{1,30}
++++	EmailAdr	EmailAddress	[0..1]	Text/2048	The @ symbol must be replaced with AT
++	DbtrAcct	DebtorAccount	[1..1]		This is the account that should be used to make payments from in this file. This should match one of the accounts provided as funding accounts or be held by debtor with GS bank
+++	Id	Identification	[1..1]		IBAN or domestic account number must be provided
++++	IBAN	IBAN	[1..1]	International Bank Account Number (ISO 13616)/[A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}	Enter IBAN of funding account to be used to process these transactions. * Mandatory for SEPA payments
++++	Othr	Other	[0..1]
+++++	Id	Identification	[0..1]	Text/34	If IBAN is not available; enter account number of the funding account to be used. For BACS payemnts, GS account number is mandatory Account Number should be provided for Realtime payments
+++	Ccy	Currency	[0..1]	Text/[A-Z]3	Account currency. Use currency code as per ISO 4217, Should be USD/EUR for Realtime Payments
+++++	DbtrAgt	DebtorAgent	[1..1]		Financial institution servicing the debtor account. For USD ACH payments, this must be GS Bank USA
+++	FinInstnId	FinancialInstitutionIdentification	[1..1]
++++	BIC	BIC	[1..1]	SWIFT BIC/[A-Z0-9]{4,4}[A-Z]{2,2}[A-Z0-9]{2,2}([A-Z0-9]{3,3}){0,1}	* BIC should be as per SWIFT BIC identifier set. * Mandatory for BACS payments. * Mandatory for SEPA Payments
++	UltmtDbtr	UltimateDebtor	[0..1]		This should be provided only if Debtor details are different from ultimate debtor. If provided; can be present either at payment information or credit transfer information level only; not both
+++	Nm	Name	[1..1]	Text/140	Legal name of clientt
+++	PstlAdr	PostalAddress	[0..1]
++++	Dept	Department	[0..1]	Text/70
++++	SubDept	SubDepartment	[0..1]	Text/70
++++	StrtNm	StreetName	[0..1]	Text/70
++++	BldgNb	BuildingNumber	[0..1]	Text/16
++++	TwnNm	TownName	[0..1]	Text/35
++++	CtrySubDvsn	CountrySubDivision	[0..1]	Text/70
++++	Ctry	Country	[1..1]	ISO 3166, Alpha-2 code/[A-Z]{2,2}	Mandatory if ultimate debtor information is provided
++++	AdrLine	AddressLine	[0..1]	Text/70
+++	Id	Identification	[0..1]		Conditional on country payment instrument.
++++	OrgId	OrganisationIdentification	[0..1]
+++++	Othr	Other	[0..1]
++++++	Id	Identificationer	[0..1]
+++	CtryOfRes	CountryOfResidence	[0..1]
++	ChrgBr	ChargeBearer	[0..1]	Code/CRED, DEBT, SHAR, SLEV	For Global Payments transactions Goldman Sachs will send with the SWIFT OUR charge code and accept correspondent bank costs where received. Should be SLEV for USD Realtime Payments
++	CdtTrfTxInf	CreditTransferTransactionInformation	[1..n]		There can be multiple instances of this depending upon number to payments to be processed.
+++	PmtId	PaymentIdentification	[1..1]
++++	InstrId	InstructionIdentification	[0..1]	Text/35	If provided; needs to be unique to a payment information level.
++++	EndToEndId	EndToEndIdentification	[1..1]	Text/35	This should be unique across files and should be used for reconciliation. Where possible this ID will be provided to the beneficiary This number will be provided in the pain.002
++	PmtTpInf	PaymentTypeInformation	[1..1]	Text/35	Required at either Payment or Transaction Level, but should not be present at both levels. Recommended usage is at Payment level. For USD ACH, Payment Type Information must be provided at the Payment (batch) level.
+++	InstrPrty	InstructionPriority	[0..1]	Code/HIGH/NORM	Not Used
+++	SvcLvl	ServiceLevel	[0..1]		Not Used
+++	LclInstrm	LocalInstrument	[0..1]		Not Used
+++	CtgyPurp	CategoryPurpose	[0..1]		Conditional based on country payment instrument. If CtgyPurp is used, one of Cd or Prtry must be used.
++++	Cd	Code	[1..1]	Code/ExternalCategoryPurpose1Code	If Cd is populated, Prtry should not be populated.
++++	Prtry	Proprietary	[1..1]	Text/35	If Prtry is populated, Cd should not be populated.
+++	Amt	Amount	[0..1]		Either instructed or equivalent amount should be provided
++++	InstdAmt Ccy="AAA"	InstructedAmount	[1..1]	ISO 4217 for currency/minInclusive: 0 totalDigits: 18 fractionDigits: 5	Amount to be sent to the creditor in the currency of transfer- If PaymentMethod = CHK, InstructedAmount is mandatory & Currency can only be USD If localInstrument equals one of the US ACH SEC codes, InstructedAmount is mandatory & currency can only be USD. Amount range= USD0.01- USD99999999.99 For BACS payments, Instructedamount is mandatory and should only be GBP For SEPA payments, Instructedamount is mandatory and should only be EUR For Realtime payments, Instructedamount is mandatory and should only be EUR/USD. Value should be between 0.01 and 1,000,000
++++	(Or) EqvtAmt	EquivalentAmount	[1..1]		Expressed in the currency of the debtor's account, and the currency in which the amount is to be moved.
+++++	Amt Ccy=”AAA”	Amount	[1..1]	ISO 4217 for currency/minInclusive: 0totalDigits: 18 fractionDigits: 5
+++++	CcyOfTrf	CurrencyOfTransfer	[1..1]	ISO 4217 for currency
+++	ChrgBr	ChargeBearer	[0..1]	Code/ CRED, DEBT, SHAR, SLEV	For Global Payments transactions Goldman Sachs will send with the SWIFT OUR charge code and accept correspondent bank costs where received
+++	ChqInstr	ChequeInstruction	[0..1]		Mandatory when PaymentMethod = CHK
++++	ChqTp	ChequeType	[1..1]	Code	Codes allowed: 'CCHQ' Corporate check. Check drawn by, and on the account of, the debtor, and debited to the debtor's account when the check is presented for payment
++++	ChqNb	ChequeNumber	[1..1]	Text/35	Check serial number. Must not be duplicated with another check serial number under the same DebtorAccount within the last 12 months.
++++	DlvryMtd	DeliveryMethod	[1..1]
+++++	Cd	Code	[0..1]	code	Codes allowed: MLCD – Mail to Creditor CRCD – Courier to Creditor Default delivery method is MLCD – checks will be delivered next day to the payee name and address provided in the instruction by standard US Postal Service. Use CRCD for expedited same day overnight delivery on an exception basis. If the check is to be delivered to a party other than the Creditor, use specific proprietary or bilaterally agreed codes listed below.
+++++	Prtry	(Or) Proprietary	[1..1]	Text/35	Use for shipping to a different address (other than Payee/Creditor address together bulk shipping options as listed below. Bulk shipping, standard US Postal Service: A01 – Inserted, sealed A02 – Inserted, unsealed A03 – Flat (uninserted) with envelope A04 – Flat (uninserted) without envelope Bulk shipping, expedited Fedex Overnight AX01 – Inserted, sealed AX02 – Inserted, unsealed AX03 – Flat (uninserted) with envelope AX04 – Flat (uninserted) without envelope The above proprietary codes may be used where shipping to a single alternate address. If multiple shipping addresses are required, each will need to be preconfigured
++++	DlvrTo	DeliverTo	[0..1]	code	To be used if the check is to be delivered to the payee at an address different from that noted in the Cdtr block. Note that if used, the DeliverTo address will print below the Creditor/Payee name on the check.
+++++	Nm	Name	[1..1]	Text/140
+++++	Adr	Address	[1..1]
++++++	StrtNm	StreetName	[0..1]	Text/70
++++++	BldgNb	BuildingNumber	[0..1]	Text/16
+++++	PstCd	PostCode	[1..1]	Text/16
+++++	TwnNm	TownName	[1..1]	Text/35
+++++	CtrySubDvsn	CountrySubDivision	[0..1]	Text/35
+++++	Ctry	Country	[1..1]	ISO 3166, Alpha-2 code/A-Z2,2
+++++	AdrLine	AddressLine	[0..1]	Text/70	Up to 2 lines of Address are supported
++++	InstrPrty	InstructionPriority	[0..1]	Code	Not used
++++	FrmsCd	FormsCode	[0..1]	Text/35	To be used only by bilateral agreement
++++	MemoFld	MemoField	[0..1]	Text/35
++	UltmtDbtr	UltimateDebtor	[0..1]		This should be provided only if Debtor details are different from ultimate debtor. If provided; can be present either at payment information or credit transfer information level only; not both
+++	Nm	Name	[1..1]	Text/140	Legal name of clientt
+++	PstlAdr	PostalAddress	[0..1]
++++	Dept	Department	[0..1]	Text/70
++++	SubDept	SubDepartment	[0..1]	Text/70
++++	StrtNm	StreetName	[0..1]	Text/70
++++	BldgNb	BuildingNumber	[0..1]	Text/16
++++	TwnNm	TownName	[0..1]	Text/35
++++	CtrySubDvsn	CountrySubDivision	[0..1]	Text/70
++++	Ctry	Country	[1..1]	ISO 3166, Alpha-2 code/[A-Z]{2,2}	Mandatory if ultimate debtor information is provided
++++	AdrLine	AddressLine	[0..1]	Text/70
+++	Id	Identification	[0..1]		Conditional on country payment instrument.
++++	OrgId	OrganisationIdentification	[0..1]
+++++	Othr	Other	[0..1]
++++++	Id	Identificationer	[0..1]
+++	CtryOfRes	CountryOfResidence	[0..1]
+++	IntrmyAgt1	IntermediaryAgent1	[0..1]
++++	FinInstnId	FinancialInstitutionIdentification	[0..1]		BIC or ClearingSystemMemberIdentification must be provided if this tag is present
+++++	BIC	BIC	[0..1]	SWIFT BIC/[A-Z0-9]{4,4}[A-Z]{2,2}[A-Z0-9]{2,2}([A-Z0-9]{3,3}){0,1}
+++++	ClrSysMmbId	ClearingSystemMemberIdentification	[0..1]
++++++	ClrSysId	ClearingSystemIdentification	[0..1]
+++++++	Cd	Code	[1..1]	Code/ExternalClearingSystemIdentification1Code	Refer to External Clearing System Identification Code for possible values of clearing system ID code. Should be USABA for USD Realtime Payments
++++++	MmbId	MemberIdentification	[1..1]	Text/35
+++	CdtrAgt	CreditorAgent	[1..1]		This should be populated based on the currency/ country requirements. Please refer to the Global Payments Service Guide if you are making Cross border payments. Local instrument codes like Sort codes, routing numbers may be provided for domestic payments If PaymentMethod=
+++	FinInstnId	FinancialInstitutionIdentification	[1..1]		More than one IDs can be provided based on currency/ country rules.
++++	BIC	BIC	[1..1]	SWIFT BIC/[A-Z0-9]{4,4}[A-Z]{2,2}[A-Z0-9]{2,2}([A-Z0-9]{3,3}){0,1}
++++	ClrSysMmbId	ClearingSystemMemberIdentification	[0..1]
+++++	ClrSysId	ClearingSystemIdentification	[0..1]		Either code or proprietary info should be provided based on available data
++++++	Cd	Code	[0..1]	Code/5	Refer to External Clearing System Identification Code for possible values of clearing system ID code, For BACS payments the code should be UK Domestic Sort Code
++++++	Prtry	Proprietary	[0..1]	Text/35
+++++	MmbId	MemberIdentification	[0..1]	Text/35	Identification of a member of clearing system
++++	Nm	Name	[0..1]	Text/140
++++	PstlAdr	PostalAddress	[1..1]
+++++	Ctry	Country	[1..1]	ISO 3166, Alpha-2 code/[A-Z]{2,2}
+++	BrnchId	BranchIdentification	[0..1]		Instrument and Bank Dependent. The individual branch code should be included separately in this field when it is required for specific country. Refer to Global Payments Service Guide.
++++	Id	Identification	[0..1]	Text/35
+++	CdtrAgtAcct	CreditorAgentAccount	[0..1]		Conditional upon country rules. Refer to Global Payments Service Guide.
++++	Id	Identification	[0..1]
+++++	Othr	Other	[0..1]
++++++	Id	Identification	[0..1]	Text/35
+++	Cdtr	Creditor	[1..1]
++++	Nm	Name	[1..1]	Text/140	Name of the creditor to whom payment is being made. * Mandatory for SEPA payments * Mandatory for Realtime payments
++++	PstlAdr	PostalAddress	[0..1]		If PaymentMethod = CHK, and DeliveryMethod is MLCD, CRCD or blank, either Creditor Address or DeliverTo Address must be provided * For Realtime Payments, Conditional. If present, the StrtNm, PstCd, TwnNm, CtrySubDvsn, Ctry mandatory fields must be present, and the country must be US
++++	AdrTp	AddressType	[0..1]	Code/4	Codes allowed are as follows: - ADDR: Postal Address - BIZZ: Business Address- DLVY: DeliveryTo Address - HOME: Residential Address - MLTO: MailTo Address - PBOX: POBox Address
++++	Dept	Department	[0..1]	Text/70
++++	SubDept	SubDepartment	[0..1]	Text/70
++++	StrtNm	StreetName	[0..1]	Text/70
++++	BldgNb	BuildingNumber	[0..1]	Text/16
++++	PstCd	PostCode	[0..1]	Text/16	Postal Code should have either 5 digits or field length has to be 10 with all digits except at position 6 which should be '-'
++++	TwnNm	TownName	[0..1]	Text/35
++++	CtrySubDvsn	CountrySubDivision	[0..1]	Text/35	Allowed characters: Alphabetical letters (a-z, A-Z). Please note codes should conform to country of payment’s Country code formats
+++++	Ctry	Country	[1..1]	ISO 3166, Alpha-2 code/A-Z2,2	Max Length is 2. Allow characters: Alphabetical letters (a-z, A-Z)
+++++	AdrLine	AddressLine	[0..1]	Text/70
++++	Id	Identification	[0..1]		Conditional on country payment instrument. Either organization or private identification should be populated. Please refer to the Global Payments Service Guide to validate country based rules associated with this
+++++	OrgId	OrganisationIdentification	[0..1]
++++++	BICOrBEI	BICOrBEI	[0..1]	BICorBEI/[A-Z]{6,6}[A-Z2-9]A-NP-Z0-9{0,1}
++++++	Othr	Other	[0..1]
+++++++	Id	Identification	[0..1]	Text/35
++++	PrvtId	PrivateIdentification	[0..1]		Max length is 20. Allow characters: * Numerical digits (0-9) * Alphabetical letters (a-z, A-Z) * Special characters: [ ] ? \ ! `\|` $ : . -_ @ * %~ # ^ £ ¢ ¤ ¬ ) ( &
+++++	DtAndPlcOfBirth	DateAndPlaceOfBirth	[0..1]		For Realtime USD Payments, Conditional. If present, the BirthDt, CityOfBirth, CtryOfBirth mandatory fields must be present
++++++	BirthDt	BirthDate	[0..1]	ISODate
++++++	PrvcOfBirth	ProvinceOfBirth	[0..1]	Text/35
++++++	CityOfBirth	CityOfBirth	[0..1]	Text/35
++++++	CtryOfBirth	CountryOfBirth	[0..1]	ISO 3166, Alpha-2 code/[A-Z]{2,2}
+++++	Othr	Other	[0..1]
+++++	Id	Identification	[0..1]	Text/35
+++	CtryOfRes	CountryOfResidence	[0..1]	ISO 3166, Alpha-2 code/[A-Z]{2,2}
+++	CtctDtls	ContactDetails	[0..1]
++++	Nm	Name	[0..1]	Text/140
++++	PhneNb	PhoneNumber	[0..1]	PhoneNumber +[0-9]{1,3}-[0-9()+-]{1,30}
++++	MobNb	MobileNumber	[0..1]	PhoneNumber +[0-9]{1,3}-[0-9()+-]{1,30}
++++	EmailAdr	EmailAddress	[0..1]	Text/2048	Allowed Characters: Alphabets [A-Z; a-z] Numerals [0-9] Special Characters: / - ? + @ # { _ ! % & *
+++	CdtrAcct	CreditorAccount	[1..1]	Text/2048	If PaymentMethod is equal to CHK, Creditor Account is not allowed
++++	Id	Identification	[1..1]	Text/2048
+++++	IBAN	IBAN	[0..1]	International Bank Account Number (ISO 13616)/[A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}	Mandatory for SEPA Payments
+++++	Othr	Other	[0..1]
++++++	Id	Identification	[0..1]	Text/34	Mandatory for BACS payments * Mandatory for USD Realtime payments
++++	Tp	Type	[0..1]		Country dependent Mandatory to populate for ACH payments.
+++++	Cd	Code	[0..1]	Code/CashAccountType4Code	If Cd is populated, Prtry should not be populated. A code from the list in the schema should be used. Mandatory to provide account type code for ACH payments. Acceptable value: - SVGS- Savings Account - CACC- Current Account - LOAN – Loan Account - OTHR- G/L accounts
+++++	Prtry	Proprietary	[0..1]	Text/35	If Prtry is populated, Cd should not be populated. The condition is based on the need to use a proprietary code not on the schema code list per bilateral agreement.
++++	Ccy	Currency	[0..1]	ISO Currency/[A-Z]{3,3}
++++	Nm	Name	[1..1]	Text/70	Dependent upon Credit Agent validation
+++	UltmtCdtr	UltimateCreditor	[0..1]		Allowed for SEPA payments
+++	Purp	Purpose	[0..1]		Conditional based on country/ currency rules. Please refer to currency rules
++++	Cd	Code	[0..1]	Code/ExternalPurpose1Code
++++	Prtry	(Or) Proprietary	[0..1]	Text/35
++++	Tax	Tax	[0..1]
+++++	Cdtr	Creditor	[0..1]
++++++	TaxId	TaxIdentification	[0..1]	Text/35
++++++	RegnId	RegistrationNumber	[0..1]	Text/35
++++++	TaxTp	TaxType	[0..1]	Text/35
+++++	Dbtr	Debtor	[0..1]
++++++	TaxId	TaxIdentification	[0..1]	Text/35
++++++	RegnId	RegistrationNumber	[0..1]	Text/35
++++++	TaxTp	TaxType	[0..1]	Text/35
+++++	RefNb	ReferenceNumber	[0..1]	Text/35
++++	RmtInf	RemittanceInformation	[0..1]		Amount of remittance information delivered through the clearing system will be limited by specific clearing system capabilities.
+++++	Ustrd	Unstructured	[0..1]	Text /140	Free format remittance information to be used for reference for payment. Currency specific rules take priority. If PaymentMethod = CHK, use of this field is dependent on the check print template. Please refer to the specific template mapping guide for field specifications/ restrictions applicable to the specific template.For USD ACH payments, each occurrence of Unstructured Remittance Information may be populated up to 80 characters that will be carried forward in the Addenda records of the outgoing ACH file. If more than 80 chars are available GS will truncate the remittance info. For CCD and PPD transactions, 0…1 occurrence are allowed. For CTX transactions, 0…9999 occurrences are allowed.
+++++	Strd	Structured	[0..1]		If PaymentMethod is equal to CHK, use of this field is dependent on the check print template. Please refer to the specific template mapping guide for field specifications/ restrictions applicable to the specific template.
++++++	RfrdDocInf	ReferredDocumentInformation	[0..1]
++++++	Tp	Type	[0..1]
+++++++	CdOrPrtry	CodeOrProprietary	[0..1]
+++++++	Cd	Code	[0..1]	Code/DocumentType5Code
+++++++	Prtry	(Or) Proprietary	[0..1]	Text/35
++++++	Nb	Number	[0..1]	Text/35
++++++	RltdDt	RelatedDate	[0..1]	ISODate
+++++	RltRfrdDocAmt	ReferredDocumentAmount	[0..1]	ISODate
++++++	DuePyblAmt	DuePayableAmount	[0..1]	Amount
++++++	DscntApldAmt Amt	DiscountAppliedAmount	[0..1]	Amount
++++++	RmtdAmt	RemittedAmount	[0..1]	Amount

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² Source: Goldman Sachs Asset Management, as of March 31, 2025.

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Goldman Sachs & Co. LLC is a registered U.S. broker-dealer and futures commission merchant, and is subject to regulatory capital requirements including those imposed by the SEC, the U.S. Commodity Futures Trading Commission (CFTC), the Chicago Mercantile Exchange, the Financial Industry Regulatory Authority, Inc. and the National Futures Association.

FOR INSTITUTIONAL USE ONLY - NOT FOR USE AND/OR DISTRIBUTION TO RETAIL AND THE GENERAL PUBLIC.

This material is for informational purposes only. It is not an offer or solicitation to buy or sell any securities.

THIS MATERIAL DOES NOT CONSTITUTE AN OFFER OR SOLICITATION IN ANY JURISDICTION WHERE OR TO ANY PERSON TO WHOM IT WOULD BE UNAUTHORIZED OR UNLAWFUL TO DO SO. Prospective investors should inform themselves as to any applicable legal requirements and taxation and exchange control regulations in the countries of their citizenship, residence or domicile which might be relevant. This material is provided for informational purposes only and should not be construed as investment advice or an offer or solicitation to buy or sell securities. This material is not intended to be used as a general guide to investing, or as a source of any specific investment recommendations, and makes no implied or express recommendations concerning the manner in which any client's account should or would be handled, as appropriate investment strategies depend upon the client's investment objectives.

United Kingdom: In the United Kingdom, this material is a financial promotion and has been approved by Goldman Sachs Asset Management International, which is authorized and regulated in the United Kingdom by the Financial Conduct Authority.

European Economic Area (EEA): This marketing communication is disseminated by Goldman Sachs Asset Management B.V., including through its branches ("GSAM BV"). GSAM BV is authorised and regulated by the Dutch Authority for the Financial Markets (Autoriteit Financiële Markten, Vijzelgracht 50, 1017 HS Amsterdam, The Netherlands) as an alternative investment fund manager ("AIFM") as well as a manager of undertakings for collective investment in transferable securities ("UCITS"). Under its licence as an AIFM, the Manager is authorized to provide the investment services of (i) reception and transmission of orders in financial instruments; (ii) portfolio management; and (iii) investment advice. Under its licence as a manager of UCITS, the Manager is authorized to provide the investment services of (i) portfolio management; and (ii) investment advice.

Information about investor rights and collective redress mechanisms are available on www.gsam.com/responsible-investing (section Policies & Governance). Capital is at risk. Any claims arising out of or in connection with the terms and conditions of this disclaimer are governed by Dutch law.

To the extent it relates to custody activities, this financial promotion is disseminated by Goldman Sachs Bank Europe SE ("GSBE"), including through its authorised branches. GSBE is a credit institution incorporated in Germany and, within the Single Supervisory Mechanism established between those Member States of the European Union whose official currency is the Euro, subject to direct prudential supervision by the European Central Bank (Sonnemannstrasse 20, 60314 Frankfurt am Main, Germany) and in other respects supervised by German Federal Financial Supervisory Authority (Bundesanstalt für Finanzdienstleistungsaufsicht, BaFin) (Graurheindorfer Straße 108, 53117 Bonn, Germany; website: www.bafin.de) and Deutsche Bundesbank (Hauptverwaltung Frankfurt, Taunusanlage 5, 60329 Frankfurt am Main, Germany).

Switzerland: For Qualified Investor use only - Not for distribution to general public. This is marketing material. This document is provided to you by Goldman Sachs Bank AG, Zürich. Any future contractual relationships will be entered into with affiliates of Goldman Sachs Bank AG, which are domiciled outside of Switzerland. We would like to remind you that foreign (Non-Swiss) legal and regulatory systems may not provide the same level of protection in relation to client confidentiality and data protection as offered to you by Swiss law.

Asia excluding Japan: Please note that neither Goldman Sachs Asset Management (Hong Kong) Limited ("GSAMHK") or Goldman Sachs Asset Management (Singapore) Pte. Ltd. (Company Number: 201329851H ) ("GSAMS") nor any other entities involved in the Goldman Sachs Asset Management business that provide this material and information maintain any licenses, authorizations or registrations in Asia (other than Japan), except that it conducts businesses (subject to applicable local regulations) in and from the following jurisdictions: Hong Kong, Singapore, India and China. This material has been issued for use in or from Hong Kong by Goldman Sachs Asset Management (Hong Kong) Limited and in or from Singapore by Goldman Sachs Asset Management (Singapore) Pte. Ltd. (Company Number: 201329851H).

Australia: This material is distributed by Goldman Sachs Asset Management Australia Pty Ltd ABN 41 006 099 681, AFSL 228948 (‘GSAMA’) and is intended for viewing only by wholesale clients for the purposes of section 761G of the Corporations Act 2001 (Cth). This document may not be distributed to retail clients in Australia (as that term is defined in the Corporations Act 2001 (Cth)) or to the general public. This document may not be reproduced or distributed to any person without the prior consent of GSAMA. To the extent that this document contains any statement which may be considered to be financial product advice in Australia under the Corporations Act 2001 (Cth), that advice is intended to be given to the intended recipient of this document only, being a wholesale client for the purposes of the Corporations Act 2001 (Cth). Any advice provided in this document is provided by either of the following entities. They are exempt from the requirement to hold an Australian financial services licence under the Corporations Act of Australia and therefore do not hold any Australian Financial Services Licences, and are regulated under their respective laws applicable to their jurisdictions, which differ from Australian laws. Any financial services given to any person by these entities by distributing this document in Australia are provided to such persons pursuant to the respective ASIC Class Orders and ASIC Instrument mentioned below.

Goldman Sachs Asset Management, LP (GSAMLP), Goldman Sachs & Co. LLC (GSCo), pursuant ASIC Class Order 03/1100; regulated by the US Securities and Exchange Commission under US laws.
Goldman Sachs Asset Management International (GSAMI), Goldman Sachs International (GSI), pursuant to ASIC Class Order 03/1099; regulated by the Financial Conduct Authority; GSI is also authorized by the Prudential Regulation Authority, and both entities are under UK laws.
Goldman Sachs Asset Management (Singapore) Pte. Ltd. (GSAMS), pursuant to ASIC Class Order 03/1102; regulated by the Monetary Authority of Singapore under Singaporean laws
Goldman Sachs Asset Management (Hong Kong) Limited (GSAMHK), pursuant to ASIC Class Order 03/1103 and Goldman Sachs (Asia) LLC (GSALLC), pursuant to ASIC Instrument 04/0250; regulated by the Securities and Futures Commission of Hong Kong under Hong Kong laws

No offer to acquire any interest in a fund or a financial product is being made to you in this document. If the interests or financial products do become available in the future, the offer may be arranged by GSAMA in accordance with section 911A(2)(b) of the Corporations Act. GSAMA holds Australian Financial Services Licence No. 228948. Any offer will only be made in circumstances where disclosure is not required under Part 6D.2 of the Corporations Act or a product disclosure statement is not required to be given under Part 7.9 of the Corporations Act (as relevant).

FOR DISTRIBUTION ONLY TO FINANCIAL INSTITUTIONS, FINANCIAL SERVICES LICENSEES AND THEIR ADVISERS. NOT FOR VIEWING BY RETAIL CLIENTS OR MEMBERS OF THE GENERAL PUBLIC

Canada: This presentation has been communicated in Canada by GSAM LP, which is registered as a portfolio manager under securities legislation in all provinces of Canada and as a commodity trading manager under the commodity futures legislation of Ontario and as a derivatives adviser under the derivatives legislation of Quebec. GSAM LP is not registered to provide investment advisory or portfolio management services in respect of exchange-traded futures or options contracts in Manitoba and is not offering to provide such investment advisory or portfolio management services in Manitoba by delivery of this material.

Japan: This material has been issued or approved in Japan for the use of professional investors defined in Article 2 paragraph (31) of the Financial Instruments and Exchange Law ("FIEL"). Also, any description regarding investment strategies on or funds as collective investment scheme under Article 2 paragraph (2) item 5 or item 6 of FIEL has been approved only for Qualified Institutional Investors defined in Article 10 of Cabinet Office Ordinance of Definitions under Article 2 of FIEL.

Interest Rate Benchmark Transition Risks: This transaction may require payments or calculations to be made by reference to a benchmark rate ("Benchmark"), which will likely soon stop being published and be replaced by an alternative rate, or will be subject to substantial reform. These changes could have unpredictable and material consequences to the value, price, cost and/or performance of this transaction in the future and create material economic mismatches if you are using this transaction for hedging or similar purposes. Goldman Sachs may also have rights to exercise discretion to determine a replacement rate for the Benchmark for this transaction, including any price or other adjustments to account for differences between the replacement rate and the Benchmark, and the replacement rate and any adjustments we select may be inconsistent with, or contrary to, your interests or positions. Other material risks related to Benchmark reform can be found at https://www.gs.com/interest-rate-benchmark-transition-notice. Goldman Sachs cannot provide any assurances as to the materialization, consequences, or likely costs or expenses associated with any of the changes or risks arising from Benchmark reform, though they may be material. You are encouraged to seek independent legal, financial, tax, accounting, regulatory, or other appropriate advice on how changes to the Benchmark could impact this transaction.

Confidentiality: No part of this material may, without GSAM's prior written consent, be (i) copied, photocopied or duplicated in any form, by any means, or (ii) distributed to any person that is not an employee, officer, director, or authorized agent of the recipient.

GSAM Services Private Limited (formerly Goldman Sachs Asset Management (India) Private Limited) acts as the Investment Advisor, providing non-binding non-discretionary investment advice to dedicated offshore mandates, involving Indian and overseas securities, managed by GSAM entities based outside India. Members of the India team do not participate in the investment decision making process.

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