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Payment Initiation

The CustomerCreditTransferInitiation message is composed of two building blocks:

  • Group Header

The Group Header is mandatory and present once. It contains elements such as MessageIdentification, CreationDateAndTime, Grouping indicator.

  • Payment Information

Payment Information is mandatory and repetitive. It contains information including elements related to the debit side of the transaction, such as Debtor or PaymentTypeInformation and CreditTransferTransactionInformation which contains information including elements related to the credit side of the transaction, such as Creditor or RemittanceInformation.

Customer Credit Transfer Initiation Report Mandatory information
Group HeaderMandatory information, present exactly once in the file
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Group Header
Payment Information 1 to multiple Payment Information Blocks per File. Each Payment Information Block contains 1 debtor account and 1 – multiple beneficiary accounts
Credit Transfer Transaction Information
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Credit Transfer Transaction Information
Payment Information
Payment Information
Credit Transfer Transaction Information
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Credit Transfer Transaction Information
Payment Information

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